TERMS & CONDITIONS

PULZ HEALTH INC

WEBSITE TERMS AND CONDITIONS OF USE

Effective Date: March 17, 2026

IMPORTANT — PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE. BY ACCESSING, BROWSING, OR USING THE PULZ HEALTH INC WEBSITE (THE “SITE”), ANY ASSOCIATED APPLICATIONS, PLATFORMS, OR SERVICES (COLLECTIVELY, THE “SERVICES”), YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS (“TERMS”). IF YOU DO NOT AGREE TO THESE TERMS IN THEIR ENTIRETY, YOU MUST IMMEDIATELY CEASE ALL USE OF THE SITE AND SERVICES.

1. ACCEPTANCE OF TERMS

These Terms constitute a legally binding agreement between you (“User,” “you,” or “your”) and PULZ Health Inc, a Delaware C-Corporation (“PULZ,” “Company,” “we,” “us,” or “our”), with its principal offices at 47 S Pennsylvania St #700, Indianapolis, IN 46204. Your continued use of the Site or Services following any modification to these Terms constitutes your irrevocable acceptance of such modifications. It is your sole responsibility to review these Terms periodically. PULZ reserves the absolute and unilateral right to modify, amend, supplement, or replace these Terms at any time, without prior notice, and for any reason or no reason whatsoever.

2. ELIGIBILITY

You must be at least eighteen (18) years of age and possess the legal capacity to enter into binding agreements to use this Site and the Services. By using this Site, you represent and warrant that you meet all eligibility requirements. If you are accessing or using the Site or Services on behalf of a business entity, you represent and warrant that you have the authority to bind that entity to these Terms. PULZ reserves the right to refuse service, terminate accounts, or restrict access to any User at its sole and absolute discretion, without notice, and without liability.

3. DESCRIPTION OF SERVICES AND MEDICAL DISCLAIMER

3.1 Nature of Services

PULZ operates as a health data infrastructure and precision health technology platform. The Site and Services provide information about PULZ’s technology offerings, data management solutions, population health analytics, and related health technology services. The Services may include, without limitation, access to health data management tools, wellness engagement platforms, analytics dashboards, research connectivity services, and related technology infrastructure.

3.2 Not Medical Advice

THE SITE AND SERVICES DO NOT PROVIDE MEDICAL ADVICE, DIAGNOSES, TREATMENT RECOMMENDATIONS, OR CLINICAL CARE OF ANY KIND. PULZ IS NOT A HEALTHCARE PROVIDER, HOSPITAL, CLINIC, PHARMACY, INSURER, OR MEDICAL DEVICE MANUFACTURER. NOTHING ON THIS SITE OR WITHIN THE SERVICES SHOULD BE CONSTRUED AS MEDICAL ADVICE, A MEDICAL DIAGNOSIS, OR A RECOMMENDATION FOR TREATMENT. ALWAYS SEEK THE ADVICE OF A QUALIFIED HEALTHCARE PROVIDER WITH ANY QUESTIONS REGARDING A MEDICAL CONDITION. NEVER DISREGARD PROFESSIONAL MEDICAL ADVICE OR DELAY IN SEEKING IT BECAUSE OF SOMETHING YOU HAVE READ ON THIS SITE OR RECEIVED THROUGH THE SERVICES.

Any health-related information, data, analytics, insights, or decision-support tools provided through the Services are intended solely for informational, educational, and general wellness purposes. Such information is not intended to replace, override, or substitute for the independent professional judgment of a licensed healthcare professional. Users acknowledge and agree that any reliance on information provided by the Site or Services is at the User’s sole risk.

3.3 No Doctor-Patient Relationship

No physician-patient, therapist-patient, or other healthcare provider-patient relationship is created by your use of the Site or Services. PULZ does not practice medicine and does not engage in any activity that requires licensure as a healthcare provider in any jurisdiction.

4. USER ACCOUNTS AND REGISTRATION

Certain features of the Services may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are solely responsible for safeguarding your account credentials and for all activities that occur under your account. PULZ shall not be liable for any loss or damage arising from your failure to maintain the confidentiality of your account information. You agree to immediately notify PULZ of any unauthorized use of your account or any other breach of security. PULZ reserves the right to suspend, deactivate, or terminate your account at any time, for any reason, without prior notice and without liability.

5. INTELLECTUAL PROPERTY RIGHTS

5.1 Ownership

All content, materials, features, and functionality on the Site and within the Services — including but not limited to text, graphics, logos, trademarks, service marks, trade names, icons, images, audio and video clips, data compilations, software, source code, object code, algorithms, methodologies, architectures, designs, trade secrets, know-how, and all other intellectual property (collectively, “Content”) — are the exclusive property of PULZ Health Inc or its licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The terms “Precision Health Capital,” “Healthcare Aikido,” “CLIP,” “PGx-Under-Cost-of-Care,” and all PULZ-branded marks are proprietary marks of PULZ Health Inc.

5.2 Limited License

Subject to your compliance with these Terms, PULZ grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Site solely for your personal, non-commercial, informational purposes. This license does not include the right to collect, aggregate, copy, duplicate, display, or otherwise use Content for any commercial purpose; modify, adapt, translate, reverse engineer, decompile, or disassemble any portion of the Site or Services; use any data mining, robots, spiders, scrapers, or similar automated data gathering tools; frame or mirror any part of the Site; or create derivative works based on the Content.

5.3 Restrictions

Any use of the Site or Content not expressly permitted by these Terms is a breach of these Terms and may violate copyright, trademark, and other laws. PULZ reserves all rights not expressly granted herein. No right, title, or interest in or to the Site or any Content is transferred to you, and all rights not expressly granted are reserved by PULZ. Any unauthorized use automatically terminates the license granted herein.

6. PROHIBITED CONDUCT

You agree that you will not, and will not permit any third party to:

Use the Site or Services for any unlawful, fraudulent, deceptive, or unauthorized purpose
Violate any applicable local, state, national, or international law, regulation, or ordinance
Interfere with, disrupt, or create an undue burden on the Site, Services, servers, or networks connected thereto
Attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site
Use any automated means, including robots, crawlers, data mining tools, or similar to access, scrape, download, or index any portion of the Site or Content
Transmit any viruses, worms, defects, Trojan horses, malware, or any items of a destructive or deceptive nature
Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity
Collect, harvest, or store personal information about other Users without their express consent
Circumvent, disable, or otherwise interfere with any security-related features of the Site or Services
Use the Site or Services in any manner that could damage, disable, overburden, or impair the Site or Services
Reverse engineer, decompile, disassemble, or attempt to derive the source code or underlying algorithms of any part of the Services
Remove, alter, or obscure any copyright, trademark, or other proprietary rights notices on the Site or in the Content

7. HEALTH DATA AND PRIVACY

To the extent that you provide any health-related data, personal information, or protected health information (“PHI”) through the Site or Services, such information shall be governed by our Privacy Policy, which is incorporated herein by reference. PULZ’s handling of PHI is subject to the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”), the Health Information Technology for Economic and Clinical Health Act (“HITECH”), and all applicable federal and state regulations governing the privacy and security of health information. You acknowledge that you have read and understand our Privacy Policy prior to providing any health data through the Site or Services.

PULZ employs commercially reasonable administrative, technical, and physical safeguards designed to protect your data. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and PULZ cannot guarantee absolute security. You acknowledge and agree that you transmit data to PULZ at your own risk.

8. THIRD-PARTY LINKS, CONTENT, AND SERVICES

The Site may contain links to third-party websites, resources, or services that are not owned or controlled by PULZ. PULZ has no control over, and assumes no responsibility for, the content, privacy policies, practices, availability, or opinions expressed on any third-party website or service. You further acknowledge and agree that PULZ shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any third-party content, goods, or services available on or through any such websites or services. Your interactions with third-party service providers are solely between you and such providers. PULZ strongly advises you to read the terms and conditions and privacy policies of any third-party websites or services that you visit or access.

9. DISCLAIMERS OF WARRANTIES

THE SITE AND SERVICES ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PULZ EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING, USAGE, OR TRADE PRACTICE.

WITHOUT LIMITING THE FOREGOING, PULZ MAKES NO WARRANTY OR REPRESENTATION THAT: (A) THE SITE OR SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; (B) THE SITE OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS; (C) THE RESULTS OBTAINED FROM USE OF THE SITE OR SERVICES WILL BE ACCURATE, RELIABLE, COMPLETE, OR CURRENT; (D) ANY DEFECTS IN THE SITE OR SERVICES WILL BE CORRECTED; OR (E) THE SITE OR SERVICES ARE COMPATIBLE WITH ANY PARTICULAR HARDWARE OR SOFTWARE PLATFORM.

ANY CONTENT, INFORMATION, DATA, OR MATERIALS DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE OR SERVICES IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM PULZ OR THROUGH THE SITE OR SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

10. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PULZ HEALTH INC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SHAREHOLDERS, PARTNERS, AFFILIATES, SUBSIDIARIES, SUCCESSORS, ASSIGNS, SUPPLIERS, LICENSORS, OR SERVICE PROVIDERS (COLLECTIVELY, THE “PULZ PARTIES”) BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, USE, OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTORY LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT PULZ HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL THE AGGREGATE LIABILITY OF THE PULZ PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE OR SERVICES EXCEED THE GREATER OF: (A) ONE HUNDRED UNITED STATES DOLLARS ($100.00); OR (B) THE TOTAL AMOUNT PAID BY YOU TO PULZ IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

THE FOREGOING LIMITATIONS SHALL APPLY EVEN IF THE ABOVE-STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE AND REGARDLESS OF WHETHER THE PULZ PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH CASES, THE LIABILITY OF THE PULZ PARTIES SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

11. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the PULZ Parties from and against any and all claims, actions, suits, proceedings, liabilities, obligations, losses, damages, judgments, fines, penalties, costs, and expenses (including without limitation reasonable attorneys’ fees, expert witness fees, and court costs) arising out of or relating to: (a) your use or misuse of the Site or Services; (b) your violation of these Terms; (c) your violation of any third-party right, including without limitation any intellectual property, privacy, or proprietary right; (d) your violation of any applicable law, rule, or regulation; (e) any content or data you submit, post, or transmit through the Site or Services; (f) your negligent, reckless, or willful misconduct; or (g) any third-party’s access to or use of the Site or Services through your account. This indemnification obligation shall survive the termination or expiration of these Terms and your use of the Site and Services.

12. DISPUTE RESOLUTION AND ARBITRATION

12.1 Mandatory Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, or to the use of the Site or Services (collectively, “Disputes”) shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with the AAA’s Commercial Arbitration Rules then in effect, except as modified by this Section. The arbitration shall be conducted by a single arbitrator mutually agreed upon by the parties, or, failing such agreement, appointed by the AAA. The arbitration shall take place in Indianapolis, Indiana, and shall be conducted in the English language. The arbitrator’s decision shall be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

12.2 Class Action and Jury Trial Waiver

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND PULZ EACH WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR OTHER REPRESENTATIVE PROCEEDING OF ANY KIND. YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION, EACH PARTY WAIVES ANY RIGHT TO A JURY TRIAL.

12.3 Equitable Relief

Notwithstanding the foregoing, PULZ shall be entitled to seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of PULZ’s intellectual property rights, trade secrets, confidential information, or other proprietary rights, without the necessity of posting bond or other security and without proving actual damages.

12.4 Limitation on Time to File Claims

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE OR SERVICES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY AND IRREVOCABLY BARRED.

13. GOVERNING LAW AND JURISDICTION

These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, United States of America, without regard to its conflict of law principles. To the extent any legal proceeding is permitted hereunder that is not subject to arbitration, you agree to submit to the exclusive personal jurisdiction of the state and federal courts located in Marion County, Indiana, and you waive any objection to jurisdiction and venue in such courts.

14. TERMINATION

PULZ may, in its sole and absolute discretion, and without prior notice or liability, immediately terminate, suspend, or restrict your access to all or any portion of the Site and Services, for any reason or no reason, including without limitation any breach or suspected breach of these Terms. Upon termination, your right to use the Site and Services shall immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including without limitation ownership provisions, warranty disclaimers, indemnification, dispute resolution, and limitations of liability.

15. CONFIDENTIALITY

You acknowledge that during the course of your use of the Site and Services, you may be exposed to information that is proprietary and confidential to PULZ, including but not limited to business plans, technology, financial information, strategies, algorithms, methods, trade secrets, and non-public information (“Confidential Information”). You agree to hold all Confidential Information in strict confidence, not to disclose it to any third party without PULZ’s prior written consent, and not to use it for any purpose other than as contemplated by these Terms. This confidentiality obligation shall survive the termination of these Terms.

16. FORCE MAJEURE

PULZ shall not be liable for any delay or failure to perform any obligation under these Terms where the delay or failure results from any cause beyond PULZ’s reasonable control, including but not limited to acts of God, fire, flood, earthquake, pandemic, epidemic, explosion, war, terrorism, invasion, riot, civil unrest, strikes, labor disputes, government orders, sanctions, embargoes, acts of local or federal government, failure of third-party telecommunications or hosting providers, cyberattacks, power failures, or any other event beyond the reasonable control of PULZ.

17. ELECTRONIC COMMUNICATIONS AND CONSENT

By using the Site or Services, you consent to receiving electronic communications from PULZ, including but not limited to emails, notices, and disclosures, in satisfaction of any legal requirement that such communications be in writing. You agree that all agreements, notices, disclosures, and other communications that PULZ provides to you electronically satisfy any legal requirement that such communications be in writing.

18. SEVERABILITY AND SURVIVAL

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving its original intent to the maximum extent possible. If such modification is not possible, the provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect. The invalidity of any provision shall not affect the validity of the remaining provisions.

19. ENTIRE AGREEMENT AND WAIVER

These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and PULZ concerning the Site and Services and supersede all prior or contemporaneous communications, proposals, agreements, and understandings, whether oral or written, between you and PULZ regarding the subject matter hereof. The failure of PULZ to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms shall be effective only if made in writing and signed by an authorized representative of PULZ.

20. ASSIGNMENT

You may not assign, transfer, or delegate your rights or obligations under these Terms without PULZ’s prior written consent. PULZ may freely assign, transfer, or delegate its rights and obligations under these Terms without restriction and without notice to you. Any attempted assignment in violation of this Section shall be null and void.

21. GOVERNMENT AND EXPORT COMPLIANCE

You agree to comply with all applicable United States export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce, trade and economic sanctions maintained by the Treasury Department’s Office of Foreign Assets Control, and the International Traffic in Arms Regulations maintained by the Department of State. You represent and warrant that you are not located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services.

22. NOTICE TO CALIFORNIA USERS

Under California Civil Code Section 1789.3, California Users are entitled to the following specific consumer rights notice: The provider of the Site and Services is PULZ Health Inc, 47 S Pennsylvania St #700, Indianapolis, IN 46204. To file a complaint regarding the Site or Services or to receive further information regarding use of the Site or Services, contact PULZ at info@PULZ.care. You may also contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (800) 952-5210.

23. CONTACT INFORMATION

If you have any questions about these Terms, please contact us at:

PULZ Health Inc

47 S Pennsylvania St #700

Indianapolis, IN 46204

Email: info@PULZ.care